Why Do You Need Flood Insurance?
- Risk of Flooding: Floods can occur anywhere, not just in high-risk zones. One inch of water can cause significant damage, making flood insurance crucial for all property owners.
- Financial Protection: Flood insurance helps cover the cost of repairing and replacing your property and belongings, minimizing out-of-pocket expenses.
- Lender Requirements: Properties in high-risk flood areas with federally backed mortgages are required to have flood insurance.
- Renters: Renters in high-risk areas can obtain contents-only policies to protect their belongings.
Types of Flood Insurance Coverage
- Primary flood insurance is the first layer of protection, covering your property up to the limits set by the National Flood Insurance Program (NFIP) or private insurers.
- Excess flood insurance provides additional coverage beyond the limits of primary flood insurance, essential for properties with higher values.
How to Get Started
- Assess Your Flood Risk: Contact us to evaluate your property’s flood risk and determine the appropriate level of coverage.
- Choose the Right Policy: Our agents will help you select the best primary and/or excess flood insurance options to meet your needs.
- Get Covered: Secure your property with comprehensive flood insurance and enjoy peace of mind knowing you are protected.
Contact Us
Protect your home or business from the financial impact of flooding. Contact us today to get a personalized quote and ensure your property is protected from the unexpected.
For additional information on the National Flood Insurance Program, including current Flood maps and tips on Flood preparedness, please visit the link below:
The National Flood Insurance Program (floodsmart.gov)
